Another common issue is how profits are divided.

Anyone dealt with similar issue before?

Did anyone else have this issue?

In 2024, the FHA alone issued over 760,000 single-family mortgages worth $230 billion.Until Jan. 23, 2025, most banks couldn’t offer crypto-backed loans or mortgages due to Staff Accounting Bulletin No. 121, a banking rule from the Securities and Exchange Commission that required financial institutions to count cryptocurrencies as a liability rather than an asset on their balance sheet.

I own multiple units in DC though and have had no issues.

.: Quote from @KC Ushijima: It kind of sounds like a subject to deal if your friend would take over the mortgage payments.The Quit Claim Deed could be an issue if the seller is unscrupulous [not reachable for the foreseeable future]. 

Insuring the property under your LLC while the loan is still in your personal name can cause issues with your lender.

The issue is mostly that prices in these areas have gotten so high that it’s tough to make the math work without finding something off-market, making a big value-add, or going into a different niche like midterm or short-term rentals.If you’re set on traditional long-term rentals and want better cash flow, you might look at slightly smaller markets nearby, or focus on duplexes/tri-plexes where the numbers tend to look better.

The main issue is time, not money.

If you want to maximize revenue with the co-living strategy, maybe see if there's anything you can improve on your operation to minimize your issues down the road.