So, in a pinch, he helps me out.

Most here also seem so preoccupied with the "more" or income side of the equation that they forget the simple fact the "less" spending improves your cashflow situation just as rapidly (and no, that doesn't have to mean living in strife, pinching pennies or moving to a commune at the end of a dirt road... in fact VERY far from it).Both these ideas can very much happen in unison and at least for us, the result has been very beneficial. 

But that is all gone now drink very little these days if at all but I wont totally quit I have too much expensive wine :).my Routine  7am walk the dog 40 minutes  go right down into my basement gym  treadmill 30 minutes at brisk pace but incline 4 to 10 degrees then I might do the strider for 20 minutes and then the biks for another 20 minutes or like today walk dog 30 minutes tread mill 30  bike.. crunchs squats and normally some weights but i got a pinched nerve and its affecting that aspect.. then I sit against the wall in teh chair for 90 seconds trying to get that to 2 minutes started at 30 seconds a few months ago. 

@Axel Meierhoefer I've actually been holding off on that as long as humanly possible since I only get 5 shots on it and I'm still a penny pinching cheapskate (working on it though).

I am an Akron realtor/investor that self manages but have out of town investors and want to be sure not to recommend this person to them.If you are ever in a pinch or need someone to pop by one of your properties let me know and I can try to help out.

And I know full and well that you have a license and are "pinching every penny" so that you can make as much money as possible.  

I just want to temper that with a pinch of reality...What Sam and I are doing today belongs in the big boys' sphere.

Still a good idea to at least contribute up to the max employees match, otherwise you're turning down free money.If you open a Roth IRA you can take any money you contributed out, penalty free if you need it in a pinch.

He doesnt have to make design decisions based on a developer penny pinching because he is the developer.

I had to pinch every penny and did a lot of the work on my first properties myself.The following years everything I had went into growing my portfolio, money I had, money I borrowed and every wake minute I had.