@Robin Waters Yep I completely agree, if tourists and wealthy retirees are willing to pay more for things around here, they'll be expensive.

Originally posted by @Sid Franklin:Yes, but payment of the City's massive pension and retiree healthcare debt cannot be put off any longer. 

We have MANY retirees here though...You lost me.

The biggest deal is retirees and artsy-fartsy types bringing their cash from NY, NJ, Ohio, Michigan, Illinois, etc and being amazed how far $300k will go here.

Money Mustache has great content on the more technical side of what it takes to achieve financial freedom, Mad Fientist has some great calculators to see when you can expect to become financially independent based on your expenses and investments, and lastly Go Curry Cracker is a great blog about location independent living from two early retirees.

It has created way more winners and retirees than the casual home buyers.You're not wrong, but I'd argue 2007 to 2022 will be different than 2022 to 2037.

Looking forward for investors and retirees who did it as well as financial experts to chip in. 

We were consistently out bid on them by cash heavy retirees and investors.

In order to guide responses, I must say that I am an early retiree with a pension and ample investments so that I don’t need monthly cash flow from rentals to live on.

Or preferably a retiree.