Prices are always a function of low supply and high demand.

Verifying last 2-years of rental history and income/employment extremely important to find the “best of the worst”.Tenant Default: 20-30% probability of eviction or early lease termination.Section 8: Class D rents meet program requirements, often challenges to pass Section 8 inspection.Vacancies: 20%+, depending on market conditions and tenant screening.Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciation.Where did we get our FICO credit score information from?

Its the low loan amounts that are the issue because lower mortgage loan amounts are the reason you might hear this due to higher rates on amounts under $125K. 

And if they’re low raise them.

It's okay to grow slowly and responsibly, it's not as exciting of a topic at dinner parties, but it works and it's very low risk.

I currently have 2 properties in a low income neighborhood. 

Low cost entry point How did you find this deal and how did you negotiate it?

I do not post looking to offend; I am genuinely interested in finding a way to join the real estate business, though I am too low on funds for most other methods.

We are with brokerage now but we are looking for one with a flat fee and very low monthly fee to hold our licenses.

From my personal experience in the realm of tax compliance, I typically see TICs employed in matters involving estate planning or closely held (family) owned ventures.