I know I have let it go on for way too long and it has const me way too much but I guess that is partly due to my inexperience and partly because I like to give people chances to do the right thing.

Unfortunately for me and my personality type, I needed a more "hand-held" approach since the myriad of concepts covered within the program from approaching sellers through the various marketing methods to doing walkthroughs to putting together contracts, coupled with my fear (and again, inexperience) of talking to people and lack of self esteem, was more than I could do on my own and I inevitably lost motivation due to analysis paralysis and am no longer a direct student. 

I lost count of how many investors have come back to me burned to the bone by an inexperience realtor. !

It happened to me as a much younger an inexperience home owner.

My inexperience is in knowing contractors, demolition, or subcontractors to do the work quickly and with quality.

She was certainly motivated, but I think I negotiated myself right out of that deal due to inexperience.

But inexperience doesn't make it irrelevant, if that's why you don't want to discuss.

But in experience, I've had a number of folks who ALWAYS pay their rent on time as top-priority and as a huge percentage of their monthly income, but can't save up enough for the deposit when they need to move to cover the deposit (lets be real, many of these folks wait until the last minute to plan their move).Thoughts? 

It may be a sign of inexperience and it also may be a sign of getting money where they can.

I have reservations about this structure, but it may come from inexperience with l/o format.