Have properties in LLC's and have them encumbered with loans so there isn't much for a bad actor to go after.

More bookings, and a more direct pay for play model that incentives properties to keep their calendars up to date, provide an experience that is likely to result in 5 star reviews, and generally has mechanisms to weed out bad actors.

You may not have problems finding a sponsor but I have (starting at zero MFs) because of the liability involved and I've been told the problem is the "bad actor Act".

Reporting someone for suspected illegal activities, unless malicious, is not illegal.

knowingly not having it under contract.Instructing investors to set up fake ‘tax relief’ companies In order to intentionally & maliciously misrepresent themselves to tax delinquent distressed homeowners.

That involves drama, strange actors, or just bad situations in general.  

It creates a veil that shields you from liability if someone sues you as long as what you did was not malicious. 

Vandalism Or Malicious MischiefThis peril does not include loss to property on the"residence premises", and any ensuing losscaused by any intentional and wrongful act committedin the course of the vandalism or maliciousmischief, if the dwelling has been vacant for morethan 60 consecutive days immediately before theloss.

So if Derek Lacy commits and act or omission, Lacy Properties, LLC would be covered under the AI form.

For those that are full-time RE investors that don’t have a regular job, what are you doing for healthcare insurance with regard to the Affordable Care Act or Obamacare?