It's a fine line between pleasure and pain heheI have to stop mate in order to keep it at PG 15+haha

Laurel is kinda mixed, and I believe spans both Howard County and Prince George's (PG) County.

PG county doesnt allow them at all. 

Any areas in particular in PG or Montgomery that are good for younger people (35 and below)?

To find cash Flowing Properties you need to move to either middle income or lower income areas, like PG county or Baltimore. 

Also you talk about the Buffet indicator and reference a chart at the top of pg. 41."

(Pg 17 pp2)”.

Even if the LLC had credit, DSCR lenders always go off your personal credit, but as stated above, yes, you'd have to PG it.

well that's what I meant.. add on lender penalty and non performing asset I suspect 100% wipe out plus having to come up with money to pay the lender.. tough spot.I know some friends of mine that had insurance company loans on Commercial during the crisis that had these terms.. and they walked from the projects.. no PG  but lost all their equity they did a 1031 and put 5 million in cash into this one shopping center that was costing him 40k a month negative because it did not fill up as it was suppose to.. and it was BRAND NEW in DENVER  OUCH..  

. :)  And of course you MUST PG these deals...