The whole point of a house hack is to get into a 2-4 unit with low or no DP and reduce your living expenses.

At this meeting, the Fed “…judged it appropriate at this meeting to take another step toward a more neutral policy stance (Chair Powell)… and continue[d] reducing the size of our balance sheet” (ie, quantitative tightening, not easing).

One thing I recommend is stress-testing the numbers: if rates bump up a couple points or if it takes longer to find the next property, would cash flow still hold?

Capitalize renovation costs to increase the property’s basis and reduce future taxable gains.

It sounds like though you've got some math to do to see if the extra cost makes sense and potentially reduced cash flow (if you cannot get your tenants to make up for the difference)

Conducting a cost segregation study further accelerates depreciation deductions, reducing taxable income in the early years.If the investor has suspended or carried-forward passive losses, these may be applied to offset rental income, enhancing tax efficiency.

I’ve heard mixed reviews from owners: some say it’s an unnecessary expense, while others say it saves them time and stress.

It gives you an idea of what kind of person you may be dealing with and whether they’re under financial or personal stress.

If it were me:For a simple missed reg, you can often explain it yourself and just pay a reduced fine.BUT if they’re threatening ongoing penalties, attaching fees to your taxes, or claiming you ignored notices you never got, a local real estate attorney might be worth it.

The right guidance can help you structure your investments efficiently, saving time, stress, and money as your portfolio grows.Smart investing isn’t just about acquiring the right properties, it’s also about safeguarding what you’ve built.