As Brett Hively, SVP of Mortgage, Finance, and Strategy at Ameris Bancorp, recently said:“This uptick is opening the door for many borrowers to move forward with a home purchase or a refinance program.”Bottom LineSo, if you’ve been holding back because you thought you couldn’t get approved for a mortgage, it’s worth finding out what’s possible today.

Hi @Chad DowellMy business partner and I have a mentorship program here in the DFW area. 

San Diego city went crazy into ADUs with the bonus density ADU program that allowed as many ADUs to be added as desired provided one less than half were deed restricted as lower income units.  

I use it personally for all my rentals and as someone who handles dozens of rental transactions every year, I’ve tried a variety of platforms to streamline the leasing process and TurboTenant has consistently proven to be one of the most effective tools out there for independent landlords and property managers.Here’s why I think TurboTenant is a great program to use when renting to tenants:1.

It's a great way to learn the HML secrets behind the scenes and how the programs all work. 

In CA you can do them however, it is a very NICHE loan program.

Good news is with that loan program, they will lend up to 110% of the appraised value.

A bit more troublesome for paperwork and to qualify, but depending on your scope of work and budget and if you plan to house hack, it may be a viable option to consider.I am on the financing side of things and would be happy to discuss various options and programs out there. 

While it’s something to monitor, Section 8 (or the Housing Choice Voucher Program) has been around for decades and has historically remained pretty stable even through different administrations.

Since you are a first time homebuyer, you may consider other programs like NACA that offer similar benefits to the VA loan.