I was impressed and decided to move forward with a new property I was purchasing.Everything went smoothly until 3 days before closing — that’s when MoFin told me they could no longer honor the 10/90 structure.

@Julian Buick, their are ways to treat your arrange meant as a "joint venture" instead of a full blown partnership and report on your personal return, but you really need a good licensed tax professional to structure to get you the best tax benifite, a simple return with one real estate investment deal should only cost about $300, with the right structure you'll probably save more in tax than the cost of the professional,  If you private message me I can give you some referals.

I’d love to know how you structure your entities, insurance, or agreements to handle these types of risks — and any lessons learned from your own experiences.

Any creative structures you’ve used to preserve optionality for family later (trust/LLC/shared-equity/lease-option) while still making the numbers work today?

Seems people have success more so using investor friendly realtors than trying to go at it alone and it appears it is all about the relationship and taking all the intangibles from the realtor (comps, knowledge, insights, structure, planning, networking, etc.) from the RE agent.

By leveraging options like seller financing, private loans, partnerships, or subject to deals, investors gain flexibility in structuring payments and ownership, which directly impacts how income, interest, and depreciation are taxed.

That’s good news since you’re targeting student housing where rents are high.Make sure your leases are structured by the room and you have signed leases in place before the appraisal.

A 70-30 split can be fine if you’re gaining real hands-on experience in investing, marketing, and deal structuring.

As long as the new property is genuinely held for investment purposes and the transaction is properly structured, renting it to you shouldn’t be an issue.

It seems like having options helps investors move faster when opportunities pop up unexpectedly.Would love to hear how you structure your deals.Hey @Michael Santeusanio, welcome to the BP Forum!