We wound up on the opposite side of the city in Castle Rock because we liked it better after exploring around for a while.What type of investing are you currently doing?

The staggering beast will eventually succumb to its wounds. 

Paid them back quickly and wound up paying an effective annual rate of ~2.5% over about 18 months.

You can use the principals of leverage if you want to become a hustling landlord but for the OP, take my experience into consideration before buying a turnkey property and sitting on it as if time heals all wounds.

We hit some red tape and wound up cutting our losses. 

I was looking for an 80% reduction in rates....I wound up getting a 40% reduction.  

The school of experience is where I've learned the most and unfortunately the bad times teach you way more than the good times, so pay attention and do not be afraid to share your lessons learned with others, they are your battle wounds and they make you stronger and better!!!...

I started looking at commercial property in Billings and somehow wound up in Great Falls.

@salvatoreFirst of all I would say congratulations on your success anyone who's done it knows the hard work that's entailed in achieving and sustaining that type of portfolioLike you I probably have very similar Battle Scars and wounds from all the years of being an investor good and badMy experience the reason most people never cross the finish line is because they failed to get started and simply crossed the starting line. they never take the action needed they never write their goals down and more importantly they don't even know what their goals are they confuse a goal versus a strategy and there's no one there to tell them different. how do you know that you're on the right path to achieve your goal after you own 5-10-20 properties and you don't understand how to become a leader and not a manager and understand it leveraging time of other people's abilities is the true way to scale.

So when I refinanced the bank wound not just see the purchase price...but the purchase price + the $15k that I added.