I have been in learning mode for a while now and want to start taking actionable steps in acquiring my first rental properties, ideally LTRs with a mix of STRs to maximize cash flow and appreciation.

Every decent credit risk rating model I have ever seen incorporates both statistical analysis of historical data and subjective judgments of risk officers that are quantified into the model.

Quote from @Patricia Andriolo-Bull: Updating my last post...I did add this as a community fee but went into incognito mode to check on the new pricing.  

Love seeing agents go operator mode.

I am looking to dive into brrrr and in research mode currently @Sushree Mohanty Here are the tools I mentioned—nicely rounded up in this blog post for easy access:  Starting Your Real Estate Investing Journey. 

We normally find that a Turnkey model is the best risk-reward situation because you are able to leverage a team that is already set up and working.I to have worked with a number of investors that have never visited their properties. 

They're model is to reach out to current multifamily owners in your market to build a relationship, and eventually get into a seller financed deal from one of those owners.

Since you're still in discovery mode, I'd recommend taking a look at potential investment opportunities locally.

@Thomas Key checkout Padsplit, they're entire business model is around renting by the room.

The best thing you can do to fully understand how our business works is to set up a call with one of our investment strategists to provide you more details, answer your questions, and learn about your specific goals to see if our investment model is the right fit for you.Rent To Retirement is a real estate investment marketplace.