That way you have access to the equity if needed for something.

I’m trying to devour every podcast, YouTube video, and website I can access.

They would both allow you to pay off debts to qualify, thereby lowering your DTI.Why aren't you pursuing one of these?

Spell out who pays what (taxes, insurance, repairs), caps on your maintenance exposure, access rights, and seller’s default remedies.

As far a refinancing, you can do a cash-out refinance which (in most cases) will allow you to access up to 75% of the value of the property.

Honestly, Figure is a very convenient option for people who need funds in 96 hours or less, but there are quite a few HELOC options that are 1-2% lower rate with 5-10 year draw periods out there. 

Might be worth you looking into if you want access to something that's affordable ($5/month per unit) but I have SFH so I'm sure at scale they'd give you better pricing.

Building strong relationships with brokers was essential, as it provided access to valuable deals.

Hi Everyone, I have access to multiple streams of cash and looking to build my own rehab team in either Cleveland or Columbus Ohio.

So rates may be similar or slightly lower but fees are drastically less.