There may be brake ins here and there but I'm not afraid to go anywhere in Henry County alone during the day.)

I just purchased a property using my heloc..property price 95k..rehab costs approx 50k..after market value will be approx 200k..I am a buy and hold investor and property will rent for 2000 a month.  

I introduce myself to the Uber driver, and as we pull out of the Starbucks, a police officer pulls out abruptly in front of our car, and my driver slams on his brakes.

There was MF debt circulating in the low 4's well after market rate loans were into the 5's that was portfolio money that just wanted to lend on MF assets in our market and was willing to do so at competitive rates. 

Plenty of people will tell you what you want to hear, but he also tries to put the brakes on some, so you don't get into trouble.   

@Alan Hale I’m concerned you really need to hit the brakes until you get some basic math under your belt.Not considering any loans, your profit is your acquisition costs (generally more than the purchase price), plus holding and rehab costs, minus your proceeds from sale (generally less than the sale price).If you’ve had a loan or loans to fund acquisition and holding and rehab costs, then you’ll have interest and related closing costs as part of the whole deal, maybe paid along the way or taken out of the proceeds.

You can buy a car for $2000 but it probably is old, has dents, needs brakes and struts, has oil leaks, etc.

Again, pump the brakes... take it slow.  

my first brrrr and it's past my 6 months to refinance. with these new interests rates if I was to refinance I would be braking even. so here is my predicament. 

I’m already itching to buy another, but the wife is telling me to pump the brakes!