While Minoan offers access to some great retail brands, there are quite a few vendors and wholesale lines you’ll miss out on by going that route.More importantly, Minoan is a procurement tool and not a full-service design partner.

I hope you're able to make many connections here.If you haven't done so already, I would recommend learning more about LLCs and Corporations for more asset protection when partnering with other individuals as well as when making deals for wholesaling.Note: This information is for educational and informational purposes only and does not constitute legal, tax, financial, or investment advice.

Personally, I won't partner with friends or relatives. 

Link to that story below. https://abc3340.com/news/nation-world/doj-plans-to-cut-addit...https://fedscoop.com/fannie-mae-partners-with-palantir-on-mo... 

@Jason Nderitu we are all assuming that you are looking to borrower the Earnest Money Deposit (EMD) , that the seller is requiring from you to put their property under contract with you.This will effectively remove it from the market and if you do NOT sell their property, they are out "time on the market" - during the best time of the year to sell.Typically, EMD is about 3-5% of the contract prive, but as already pointed out, many wholesalers get properties under contract for $0 EMD or less than $100.No mortgage lender is going to lend you the EMD.Your best options are to find a partner, cash advance a credit card or take out a personal loan.If you do not qualify for any of that, it implies you are either a bad credit risk or you don't think you should put any of YOUR money at risk.So then, why would anyone lend you a penny?

That said, I also have a family depending on me, so I need to be smart about how I get started and manage risk along the way.I’m open to all types of connections — whether that’s silent investors looking to back local deals, or experienced investors/mentors who need a boots-on-the-ground partner to help source properties, run comps, visit sites, manage contractors, or handle local coordination.

also, my business partner is a HML.

Here’s my situation: I’ll be the occupant-borrower.Credit Score: ~650Income: $60K base + variable commission (1099 + W2 mix)I also run a small construction side hustle bringing in additional income (not fully documented yet) My best friend and investing partner will be a non-occupant co-borrower.Credit Score: 780Income: $150K/year W2Zero debtShe won’t live in the property but we’re 50/50 partners on all deals   We jointly own an Airbnb in Florida (our first!)

I actually came across a post on a forum Armando used to have on his website by my future partner and after meeting him, seeing the property, and running the #s it was an obvious opportunity and my partner not only managed the rehab but for every dollar he went over our budget, covered it AND through in his commission as a realtor on the sale.

They will try to partner up with some CPA from BP and market to BP members.