It’s also important to confirm that there’s actually an appetite for the tax benefit; this strategy tends to make the most sense once you’re in a higher / highest tax bracket.

But in others, it’s just a mismatch of structure or risk appetite.

My small true log cabin is higher per sq ft to insure than my 5,000 sq ft indoor pool cabins, made with log look concrete siding and monitored fire suppression. 

asset class, but their risk appetites tend to be more restrictive than Safeco.

See that on the BP Blog here: https://www.biggerpockets.com/member-blogs/15226/105397-rent...Also, a general note, luxury apartment building supply suppresses rental prices at all level levels (A-C class).

I assume you've already evaluated it and determined it's worth your time, but you also say it's too much risk for your appetite.

You’ll be want to do some deeper research on this before pulling the trigger to be sure this fits your risk profile and appetite.

It keeps your seed capital fluid without overextending your holding costs.In short — yes, the appetite’s still there, but lenders are paying more attention to intent and stability of cash flow rather than just equity position.Sounds like you’re on the right path.

We give people a taste of information to wet people's appetites, but we don't give away everything for free.

They clearly have an appetite for tax savings given their high income, but I’d make sure they also desire to have active goals (ie., starting a business or managing a short-term rental) to align with those strategies.