It comes across as bland, sterile, and while I can tell your post was heavily directed by your own thoughts, it makes others not want to help because they have no guess idea as to who you are. 

I'm curious to hear how others in this space are valuing and exiting notes.A few discussion questions:What metrics do you weigh most heavily (LTV, payment history, discount rate, etc.)?

Investments I’m heavily considering - section 8, multi-family. 

The path may help others starting on their journey (but paths age, the brrrr that I heavily used in my path is much more challenging today than it was a few years ago).Was real estate your path!  

The one kinda hybrid has been investing as a limited partner in my own syndications and funds - in which I am heavily invested. 

What your portfolio looks like and how it's structured legally and from an insurance perspective will heavily inform what you can do with regards to umbrella insurance.

The macroeconomics are on fire—tons of population growth, strong job creation, and massive companies like Intel, Amazon, Google, Facebook, Microsoft, and Honda investing heavily here.

Not a good sign when the president invests heavily in crypto and comes out and says that it’s the best hedge against the US dollar collapsing. 

Humans tend to fall heavily for the old "recency fallacy" trap. 

At 2.9%, that’s almost free money, and you’ll likely earn more elsewhere by keeping it financed.If you can refinance your primary residence into a lower rate, that would make more sense, but given where rates are right now, that might not be possible.I get the concern about being heavily leveraged, but since your rentals are cash flowing, your tenants are effectively covering those mortgages (aside from your primary, of course).If you have any credit card or other unsecured debt, I’d prioritize paying that down first, as those carry much higher rates and compound interest.If the numbers make sense, adding another property could still be a solid move even if it means taking on more debt.