I am curious to know how this does not affect your personal credit?

In the example you have, the dollar amounts are so low, it appears you are applying it to single family.

And if that's the case, your second step is to figure out how much cash to close you have to work with.

Good Day,If a seller offers cashback or a percentage of the purchase price would you enter the selling price minus the incentive or cashback into the purchase price for the BP calculator?

I’d love to hear how you’re balancing flips and rentals while keeping momentum. yes.

@Corby Goade what sort of DTI, do you think? 

You don't have the capital or knowledge to make moves yet, so your time is best spent by reaching out to others investing in your market and learning from them and planning your first move and how to put that all together. 

I'm new to Bigger Pockets and just looking for my first BRRRR deal. 

Go on to a month to month at XXX/month (new rate x 1.2 or 1.25 depend on how you feel about it)3.

I gladly paid him the 10k and later showed him how to protect his potential deals in the future from others.