Love the energy.

This will continue to improve home sales activity (and prices will continue to rise).Doomer: “But, Skeptical Investor, high mortgages are stressing the consumer!”

Small rental+big city=bored dogs (especially large and high energy breeds).

I also know that upgrades would make the property much more energy‑efficient and cost‑effective in the long run through lower utility bills.With that in mind, I’m considering using the VA renovation loan to update the electrical system, add central air, and address any other needed repairs or improvements within the budget.My main concern is that most of the multifamily properties I’ve looked at currently have tenants in place.

For less active income (some would refer to as "passive income"), without a job, you're going to need to get a dscr loan but you'll also need to have a balance sheet to take the property down meaning you're probably going to need to partner.I would also try to see if you can improve your health issues before you start this new venture.

Traditional 3–5 gallon tank heaters are simple and cheap, but they keep water hot constantly, which wastes energy if usage is infrequent.

Not all debt is bad — sometimes short-term loans help reposition a property for stronger cash flow.
Examples include:
• Using bridge loans to renovate before refinancing
• Stabilizing rents before transitioning to ...

Love the energy and focus you’re bringing to real estate.

Sounds like you’re bringing great energy to the space.

From an investor standpoint, when you factor in lower CapEx, warranties, energy efficiency, and potential rate buy-downs, new builds can actually offer better risk-adjusted returns than older resales.