Adam Macias
A 50-year mortgage sounds like affordability, really?
14 November 2025 | 8 replies
If anything the shared appreciation program seems more of a benefit for a lower payment and lower barrier to entry.
Michael Carbonare
Lower Rates Aren't A Cure For Housing
15 October 2025 | 1 reply
Until this is addressed, hand wringing and clutching pearls while waiting for the Fed to lower rates is an exercise in futility.
Erik Estrada
Brokers, be careful with Kiavi. They will contact your borrowers.
20 November 2025 | 9 replies
He goes silent until I followed-up and he said he got a quote from Kiavi at a much lower rate and lower fee.
Andrew Postell
No Jobs Data, No Rate Cut
19 November 2025 | 0 replies
Rates are slightly lower today.
John Herlihy
Looking to refinance from an arm portfolio loan
13 November 2025 | 6 replies
Using your paid-off primary home as collateral could be a smart way to refinance your rentals and lower your rate, especially since they have little equity.
Jairus Burpo
Refinancing My Student Loans
19 November 2025 | 3 replies
You are looking for private money for lower than 5.875%?
Michael Carbonare
50 Year Mortgage: Terrible For Homeowners, Great For Lenders
14 November 2025 | 46 replies
Oh, and a ever so slightly lower monthly payment.
Drago Stanimirovic
DSCR Borrowers: What’s the Lowest Ratio You’ve Ever Closed With?
14 November 2025 | 4 replies
Quote from @Drago Stanimirovic: Some lenders stick to 1.20+ DSCR, but others allow lower with strong compensating factors.
Allison Park
Tenant - Low Credit Primarily Due to Car Accident Litigation
12 November 2025 | 11 replies
Question 1: Should I just lower the credit score a bit (like 630) to allow for some flexibility and avoid getting applicants with staggeringly low scores?
Erik Estrada
Why do some investors purchase sub-$100k properties?
21 November 2025 | 16 replies
Stack more lower price properties but have more doors.