I finally quit the LLC business(it's a joke) and had an attorney redo my titles,  and I now simply have high Umbrella insurance coverage.

It's also amazing how unsecured some of these properties are, we can go look at a property and I'll go into the backyard and my husband jokes that he half expects me to come walking out the front door...unlocked bulkhead doors, windows, back doors, etc.

Red flags based on the letter -1) "swift approval"2) "kindly"3) Terms and conditions are not things a legit lender would phrase. 4) The font is really weird on it.

No joke.

Just joking of course. 

Just joking of course.

The standard joke was " we pretend to work and they pretend to pay us".The grocery stores were the size of a one bedroom apartment and very poorly stocked.

Recently on the AirDna podcast with a boutique hotel investor one of them jokingly said "Wouldn't it be easier if all these properties were under the same roof?

And anytime I hear the phrase "crushing it" an alarm goes off in my head, like "don't trust this person!"

As your argument with the USB, it has a seed phrase, you do not need a USB, as long as you do not forget the 12 words (seed phrase).