A clean, realistic scope of work and conservative ARV will go a long way in getting a lender comfortable.The other big lesson is that certainty beats chasing the lowest rate.

There are other players in the game to compare with like Kenny Bedwell at STR Insights or Bill Faeth's coaching.

Are you investing for the lifestyle that it can bring, or are you wanting to scale up to a major player?

Quote from @Adam Macias: A 50-year mortgage sounds like affordability — but it’s really it'll be debt that never ends. lolOn paper, stretching a mortgage from 30 years to 50 lowers the monthly payment, yes.But in reality, you’re paying far more in interest while barely building equity for decades.If you buy a house at 25 years old if you're lucky, you'll be 75 when the mortgage term ends...It’s housing that feels like ownership but functions more like renting — just with a longer contract and a higher total cost.The real problem isn’t the length of the loan.It’s the affordability crisis that’s forcing people to consider lifetime debt as a solution.Until we address prices, wages, and supply, extending loan terms only delays the inevitable...The further elimination of the middle class chasing the American Dream of owning a home. 

Chase,You could take out 80% LTV or $136,800.00 cash out and with good credit be able to hit a $933 a month P&I. 

You’re asking the right question already.One thing I wish I knew at the start: Real estate isn’t about houses — it’s about helping people.When I first began, I chased deals.

They are a large company that has buying power and a network of contractors realtors and others to do the work. the owner, Zach also here on BiggerPockets and has a stellar reputation for customer serviceFor cons - people will view some companies in a negative light because of this, but the reality is the individual who is thinking negatively is typically inexperienced and doesn't understand the businessbut....this is a reality as someone who has been in this space for almost 30 years.Contractors realtors, and others one day could be an A player and do great work.

You can rub elbows with the local players and get a grasp on the market.

Buy at the right number.We don’t chase deals.

Many leases include a five-day grace period, so end-of-month or first-day closings invite finger-pointing about who should chase rent.