Prioritize building relationships and learning the market where you intend on investing.

Skip full gut kitchens, custom tile surrounds, and high-end finishes that won’t return in rent; prioritize systems and a clean, uniform look over “wow” upgrades.

CMHA tends to prioritize bedroom count since higher bedrooms can mean higher voucher limits, but you’ll also want to make sure the space still feels livable and flows well.

I’ll also tap private lenders when a bridge is needed or the deal is time‑sensitive.Quick framework:Match lender to exit: refi-to-hold favors local portfolio banks; long‑term rentals with simple underwriting fit DSCR; heavy value‑add often starts with private or hard money, then refi local.Price vs speed: if time kills the deal, prioritize the lender who can actually close fast over saving a small fee.

That would definitely help stress-test deals.Quick question: would you prioritize the cost breakdown first, or the sensitivity analysis?

Life/safety obviously should have no limit.

For active flippers or buy-and-hold investors — when time kills deals, do you prioritize speed of funding or interest rate more?

For property owners and investors, this is a major safety and financial concern.

Prioritize structural and system updates first, then layer on cosmetic or value-add items once cash flow is stable and numbers make sense.

Quote from @Carter Ledwith: Great point on the goal of balancing speed and safety.