Before anyone tries  to convince you to form an LLC in a state other than the state where the property is located or where you live, ask them to explain the fact pattern where the NV, WY or DE LLC will actually become relevant.

My loan was transferred to Selene Finance and it's a nightmare ever since.I have many different loans with various lenders, millions paid with no problem, but with Selene it just doesn't work.Selene has misallocated funds and sent me letters that I owe them, but every time I call in they say “oh we see the problem and will fix it” only to have to call again and explain the whole fiasco and them tell me that they will check.2 times we agreed on the sum I owe, I paid it in full the same day, only to have it returned to me a few days later, and after calling them again, they said that they did the calculation wrong.I'm on daily calls with them for months now, nothing is solved, and they keep charging me penalties for not paying in time, payments they refuse to receive and return although sent after their request.After hundreds of hours over the phone, I think my only solution is to take a lawyer to help me.Any recommendation for a good lawyer who can help me with that?

A good lender will take their time to explain loans, programs, and walk you through scenarios.

Let me explain my scenario - Myself and a Business Partner are 30 years old, we have a single 4-plex and a condo currently under our belts in Portland Oregon.

Watch one of Avery's YouTube videos where she explains it 

As someone who had questions along the way, I really appreciated how they took the time to explain everything clearly and never made me feel rushed or like I was asking too much.

Can you explain exactly how this "Ordinance or law coverage" works? 

It really isn't and I wish someone would have explained it to me. 

Most expeditors are architects.The expeditor explained that since the unit was built without a permit, I'll have to get a permit to demolish the illegal unit.

Our assessor was super great to work with and explained the whole process to us.