You will never get a consensus when it comes to LLCs.But here is the shortest possible version:1.

The Lender’s DCR – Theoretical and OptimisticLenders calculate Debt Coverage Ratio (DCR) by dividing Net Operating Income (NOI) by Annual Debt Service.Their version of NOI is usually based on: Market rent (sometimes even above actual rent) Standard vacancy allowance (often 5%) Limited expenses — typically taxes, insurance, and maybe management at 8–10%That’s it.

A 45-minute-fire-rated version of the same door would start around $15k and go from there.

If I can’t hit 8–10% cash-on-cash after realistic expenses (not the sugarcoated Zillow version), it’s usually not worth it.The best data isn’t always fancy or expensive — it’s the stuff that helps you make faster “yes or no” calls without overanalyzing.

I was going to say if it was the extra small version like a lot of people put down over it in a lot of other areas of the country in the neighborhood of $1000 or $1500.

I know Cozy but it seems they don't have an app version.

They want these homes to go to normal residents so they aren't usually looking for flipped high-end versions out of the land trust.

This looks like a slightly modified version of Brandons qualification. so you send this before sending application? 

There is a pre-colored version that costs slightly more, but is a lifetime product.

Also are you using the premium version which allows you to see the comps or the free version where you just get a number?