22 October 2025 | 6 replies
There are various posts I've written that explain why.You just need a typical Purchase & Sale Agreement with an addendum spelling out the terms, proper authorizations and proper disclosures.
7 October 2025 | 13 replies
I know there is the San Diego county housing authority payment standards guide based on zip code and # of bedrooms but those numbers are the maximum subsidy amount.
14 October 2025 | 0 replies
A new law will require Airbnb and Vrbo to share host info with cities, giving authorities access to names, addresses, and listing details.If your property isn’t fully registered or you’re unsure about local rules, now’s the time to double-check.Question for the community: With the new law requiring platforms to report host info to cities, how are agents and investors deciding which properties are safe to invest in for short-term rentals?
14 October 2025 | 11 replies
Just be sure to check with your local housing authority for any fee caps or restrictions in your area.
18 October 2025 | 4 replies
@John Morgan put an Amazon sign on the front of them and they can be distribution centers. authorities would never know
24 October 2025 | 5 replies
In Ohio markets like Cleveland, Dayton, and Toledo, it often pairs well with affordable properties and strong cash flow, assuming there’s reliable property management in place.Just be aware of annual inspections, red tape, and local housing authority requirements.
12 October 2025 | 4 replies
Hey everyone,I’ve gotten pretty solid with the numbers side of investing, but I’m still struggling with the research side.Right now, I feel like I’m spending way too much time manually looking up things like:Rental demand in specific neighborhoodsLocal rental regulations / restrictionsCrime stats and school ratingsAverage days on market for rentalsHousing authority info (for Section 8)General “desirability” of an areaThe issue: sometimes I’ll find a property that looks great on paper, but then realize I actually have no idea if people want to live there.So my questions are:👉 Do you all have a systematic approach to this research?
10 October 2025 | 5 replies
Here’s how I’d frame it with lenders and title to keep things smooth:What you’re trying to do (in lender-speak)Trustee of a revocable trust seeks financing on a rental held in the trust.Borrower vesting: the trust (with you signing as trustee).Use of funds: rehab/update; exit as stabilized DSCR.In-place/market DSCR appears ≥ 1.50x (strong).Best-fit loan structures (pick based on scope of work)Light-to-moderate updates (non-structural):Some DSCR lenders allow a small renovation/holdback escrow (often limited by % of as-is value and scope).Pros: simpler, cheaper, keeps you in perm debt.Watchouts: draw caps, no heavy/structural work, narrower lender pool for trusts.Heavier rehab or anything structural:Use an Investor Bridge/Reno loan (fix-and-rent style) to complete the work, then refi into a DSCR take-out at stabilization.Pros: purpose-built for rehab, draws are straightforward.Watchouts: two closings, interest carry during rehab.Key underwriting/closing items lenders & title will ask forTrust docs: Full trust agreement + all amendments, Certificate/Abstract of Trust, and Trustee Acceptance/Resolutions showing authority to encumber real property and borrow.POA package: Durable POA explicitly granting real estate/borrowing/mortgage authority, confirmation it survives incapacity, and any incapacity determination the POA requires (e.g., physician letter).
29 September 2025 | 9 replies
The seller probably looked at the Zestimate or the Redfin estimate or something silly like that, without realizing the the algos don't go inside houses to know how they compare, and aren't accurate.
15 October 2025 | 5 replies
., credit-builder loan, rent/utility reporting, authorized user, cash reserves targets)?