23 May 2025 | 102 replies
$1 million net worth or $200k salary is not “elite” after 43 years of inflationary currency depreciation.

23 May 2025 | 0 replies
I’m developing a commercial building in a country in West Africa, and would love your insights on its profitability and financing approach.Project Summary:- 950 sqm corner plot under a 40-year ground lease- G+1 commercial building with 36 shops, a prayer room, and rooftop ad panels- Located in the capital's market zone — very high foot traffic- Initial investment: the equivalent of $USD 930,000 in local currency which includes the 10 years of prepaid land rentRevenue & Occupancy:- Annual rental revenue (Year 1): the equivalent of $USD145,000 in local currency- 7% shop rent increase every 5 years- The annual revenue assumes 100% occupancy, which is typically reached within 1–2 years in this area due to high demand and visibilityOperating Expenses:- Recurrent yearly expenses total USD$20,000, covering: Security, maintenance, generator upkeep, insurance, taxes, repairs, and contingencies- Land rent restarts in Year 11 with a 10% increase every 10 yearsFinancing Scenarios:- With loan (USD$550,000 at 7%, over 6 years) → Break-even in Year 12- All-cash (no loan) → Break-even in Year 8After breakeven, the project produces pure cash flow for 28–32 years.

3 June 2025 | 22 replies
A system based on infinite borrowing until some point in the future when the whole system collapses and we switch to a new (and most likely digital) currency backed by precious metals.

28 May 2025 | 8 replies
did you know that banks have their own font and font size (so its like creating your own currency, if you do it and use the right people you will know).

23 June 2025 | 108 replies
And all currencies will eventually go to zero, Warren Buffet was not the first one to say this.Once I understood this, I started looking at leverage in a totally different way.

17 June 2025 | 58 replies
I've talked to a few Venezuelans who had similar experiences during their own recent upheavals who survived it with 1/10th ounces of gold as the currency failed.

21 May 2025 | 4 replies
Quote from @Dave Currence: @Bonnie Haynes good morning Bonnie.

18 June 2025 | 18 replies
Your take on crypto resonates with me.

16 May 2025 | 2 replies
This also does not just apply to real estate but also stocks/bonds, mutual funds/ETF's, crypto, business, or other investments.

15 May 2025 | 14 replies
You can purchase real estate with crypto now and I hear coinbase can be used for escrow in some transactions.