I had a local bank quote me the following in their loan estimate:Property: Duplex (investment)Location: New Hampshire (Strafford County)Appraised Value: $638,000Loan Amount (60% LTV): ≈ $382,000Rate Quote: 6% fixed, 30-yearLoan + Title Fees: ~$13,200 (includes a 2% origination fee) — excludes escrows/prepaidsFICO Score: 800+Note: Open to higher LTV for more liquidity, but 60% is where I’ve gotten the best rate so farQuestion:Does 6% with these fees sound competitive for an investment property cash-out refi?

Lemonade excludes liability coverage for any pets or animals. 

Many lenders have policies that exclude homes under renovation or those that are vacant, making it difficult to access traditional HELOCs

There's a difference between being able to exclude the capital gain and it being a reduction in your AGI.26 USC 1400Z-2: Special rules for capital gains invested in opportunity zonesSection 1A seems reads to me that the gain is excluded and is not a reduction of AGI.

You can exclude up to $250,000 of gain if single or $500,000 if married filing jointly on the sale of your primary residence, as long as you’ve owned and lived in it for at least 2 out of the last 5 years.

(Especially the house basement rental, since it’s part personal residence and part rental.)I would consider all but (1) Bar and (2) non-rented house portion to be countable hours for Taxpayer’s Real Property Trades or Businesses for REPS hours.I’ll still give my thoughts but first blush is I don’t think you will get there as (1) you're already close to the threshold already and you’re including the bar hours, which I would assume takes a decent bit of time, which should be excluded as not a real property trade or business.

Aw man, list source excludes my two markets.

Costs with hotel and travel are likely close to each other excluding the high cost accountability groups.I recommend you attend at least one BPCon and Las Vegas is close to Los Angeles.  

(in my area it is the average of the existing surrounding houses, excluding any outliers, less 20%). 

For purposes of paragraph (e)(3)(ii)(B) of this section, personal services include only services performed by individuals, and do not include excluded services (within the meaning of paragraph (e)(3)(iv)(B) of this section).