. §§ 1014, 1341, 1343, 1349 (2024).)Loan application fraud statutes carry up to 30 years of prison time and $1,000,000 in fines.

Also, if the sponsor is new, I am fine with less skin in the game as long as it is significant to their net worth.

I use Schlage and it has been fine.

I have sold on a lease option before and I’ve had some pretty positive success with people getting their own loan and cashing me out.So let’s say I had a seller that was fine to do a lease option.

Seems like there's been a lot of new properties completed in the past couple years and more on the way, so I don't think at the market level it's going to bounce back too fast.But although I think most deals might not be great right now, if you're able to invest at a really compelling price point and you don't have any occupancy issues out the gate, I'm sure you'd be fine.

I was doing just fine.

You will do much better in your backyard than moving to another state.FWIW Indy MSA is doing just fine. 

I did have one guest who wanted to pay by personal check, I required it 60 days in advance to make sure the check cleared because I've heard the horror stories, and it was fine. 

You have to read the fine print too.

On flips, I’m selective and plan multiple exits; on holds, I’m fine leaving some cash in if the cash flow works today and refi later is upside, not the plan.