Then your contractor gets in there and starts doing work, but he gets sick or injured.

So it's never too late.I started in Real Estate in my late 20's, didn't get serious until I was able to walk away from my contracting business after getting injured in my late 30's, then semi-retired I started a real estate note business in my late 40's and haven't looked back since.

. :-)  SOWW is a great organization that provides direct support to our wounded or injured Special Operations throughout all four DoD branches' Special Operation Forces (SOF).  

I think that if someone gets injured on the property and sues the record owner, your seller, he (your seller) very well might defend by showing he doesn't own the property, you do and possibly bring a third-party complaint against you defend him and indemnify him against loss he suffers because of the plaintiff's claim. 

So are you saying you have the right to express an insulting, overbearing, ignorant, ridiculous question, clearly meant to ridicule the people who have just been financially injured, and you don't think it deserves a response? 

I learned through the bank that 3rd party inspector injured his ankle.

Slip and fall artist guest who falls on their own **s, claims they are injured, and threatens to sue you unless to settle out of court.

If your guest is drunk and kills or seriously injures someone in the golf cart, then you have a lawsuit coming in from an outside party.

Thankfully, no one was injured, but the home sustained significant damage.

If a child is injured, you could face uncovered liability.Action:Notify your insurance provider about the babysitting activity.Ask if you need a rider or special endorsement for in-home childcare, even for a small number of children.Require your renter to obtain liability insurance for her babysitting, if possible.Summary ChecklistContact local zoning office to confirm compliance and permit needs.Limit care to three unrelated children at a time to avoid state licensing.Update your insurance and require your renter to have liability coverage.Put an agreement in writing with your renter outlining these rules and responsibilities.Bottom line:If your renter only babysits up to three children at a time (not including her own), she is likely exempt from state licensing, but you must confirm local zoning allows it and address insurance liability to protect yourself and your property