Most likely this type of land will be gone gone in this area in two years.I can not afford this land/finance it via a traditional route so I am looking into alternative ways to finance it.

If you're getting a fix and flip loan, it may be easier to find this then if it's a regular HML.

Now we ask our confirmation statement, is estate deals a viable segment, is there regular volume?

Is it worth it to do go the DSCR route and putting loan in the LLC name with higher rates or should we just put loan in our personal names (and transfer title after the closing to the LLC)??

Do you want tile showers or regular tubs?

I'd rather not take the legal route but need some commitment that they'll pay the outstanding amount shortly.  

@Rebekah Noriega I agree with Sultan that each funding route has it's issues - for 401K, if you're tapping it before you or your husband are 59 1/2 you'll incur a 10% penalty unless you meet some very specific criteria.

I regularly come across off market properties with different acquisition models - seller finance, lease to own, cash, etc.

So for me this was just a learning excercise I performed regularly.

Due diligence we built systems and network to assist us to get it done faster along with networking with other experienced investors regularly.