Pittsburgh is where we are going to settle down and we plan to then expand throughout Appalachian states.We have property management experience and personal funds to put skin in the game.

I have been having problems getting kicked off the system after writing a response so I just put one sentance up to test it .. still weird but worked.1. back ground check  no one with bad history.2. meet in person 99% of the time3. fly to the market review the projects they have done and are contimplating.4. some skin to start then we do true JV deals IE our money their work.

Brandon We work with several but they will not typically go above 60% of bid to make sure you have skin in hte game. 

Lets get on a call and discuss your options Fix and flip can be a great way to make some cash if your able to do your own work which it sounds like you did but not having any "skin" in the game is a tall order,  lenders are going to want to see your own cash in a deal 

I'm having trouble finding a lender who will do this.Thanks much in advance... non bank lenders who are doing DSCR do not allow 2nds on the back end. they want skin in the game

For a first-time flip like this, having some skin in the game is important, and a lender can then cover the rest.

I’ve been a small investor for 3 decades and have only gotten 2 deals that were cream of the crop.

Totally get the appeal, but 100% financing always feels risky to me—if you’ve got no skin in the game, the lender or investor’s taking on all the risk.

For the down payment, most hard money or private lenders will want you to have some skin in the game — usually around 10 to 20 percent of the purchase price, depending on your experience and deal strength.Always budget extra for closing costs too.

If you can find a property that is in need of a lot scrape or retrofit, but is in proximity to a grocery center with good access and visibility, their is likely several ways to "skin that cat" from a build to suit to a ground lease, etc.