Quote from @Jeremy Erazo: @Aaron T.  

If t would also depend on the neighborhood.

I am hosting the InvestED Conference at North Carolina A&T State University in Greensboro, NC on November 10th, 2025, and we're looking for passionate speakers to share their knowledge with 150–250 college students!

Always happy to help.Some reviews from past clients:https://www.biggerpockets.com/business/page/3497https://www.biggerpockets.com/forums/79/topics/1242880-rtr-a...https://www.biggerpockets.com/users/ZacharyCole/referenceshttps://www.biggerpockets.com/forums/92/topics/765347-rent-t...https://www.biggerpockets.com/forums/92/topics/1116050-a-hug...https://www.biggerpockets.com/forums/92/topics/1243070-rent-...https://www.biggerpockets.com/forums/850/topics/895660-my-fi...https://www.biggerpockets.com/forums/88/topics/1047543-big-p...  

Surprisingly, Facebook B/S/T groups have been the most successful.

.: $1,266.43/mo (adds ~$320 T+I)Cash to close (incl. points/escrows): ~$39.5kWhy I’m looking at itDuplex in a rent-rising area; path to market rents looks plausible.Bring both units to marketExit flexibility: holds as C-class cash flow, or refi if rates ease.Rents (current vs. market)In-place: Unit 1 $1,100, Unit 2 $1,050 - $2,150/mo totalMarket used in pro forma: $1,200/unit - $2,400/mo totalRentometer trend (2BR/1BA, 1-mile): Avg ~$1,017 - $1,180 over 48-6 mo; median $1,000 - $1,395 (small recent sample).My near-term view: Avg $1,200–$1,250, median $1,400–$1,450 (if demand holds).How it pencils (high level)At current rents ($2,150):NOI: ≈ $15,006/yr | DSCR: ~1.32 | Cap: ~9.7%Cash flow: ≈ $89/mo - very thin cushion.At market ($2,400):CF and DSCR improveLender view:Uses $2,050 rent and $320 T+I - DSCR 1.62 on their calc.Payment line: P&I $946.43; PITIA ~$1,266.43.Fees: 2.5% origination + UW/doc + title + escrows push cash-to-close to ~$39.5kWhat could go wrong (quick flags)Execution risk: Thin cash flow at in-place rents; delays to $1,200/unit hurt.Sample size: Recent rent comps are sparse - higher volatility.Leverage & prepay: 5-yr prepay + 8.42% rate = limited exit flexibility near-term.Ops assumptions: Vacancy ~7%, PM ~9–10% - small misses swing DSCR.

Taxes - 105/monthIns - 164/ month estimatedProjected rent 2400 (2,300-2,500 estimated) With these figures, this would leave roughly 431 for w/s/T, repairs, capex, maintenance, and vacancy.

Out of state, get a professional property manager, follow the lease to a T, and remember it's a business.

Money market funds, t-bills, low stress and easy.

We have no direct stair access down the hill.