Five sets of loan docs to sign, I strongly suggest you bring coffee to the closing table, and some sort of hand massaging device as well!

So hit the same group up again and again, change the wording but the same massage. 

Use the calculators, but massage them a bit so that your MAO hits your sweet spot.... then take that figure and compare it to the ARV and you'll have your new MAO %.

I currently own two massage studios in the  Atlanta area.  

As of now, I am a Full-time Licensed Massage Therapist with my office located in Alpharetta, but I am looking to have Real estate mastered in order to expand my streams of income.

Don't use it to massage your numbers to make a deal look better than it is.Originally posted by Account Closed: Your accountant is trying to protect you, but the reality is 99% of loans from banks (and 100% that I've gotten) are recourse, meaning you sign a personal guaranty.On the contrary...his accountant is trying to protect HIMSELF

It just shows that you can massage data to give you the number you want.

From there you can either install an acrylic surround as some have suggested (less expensive, but cheaper looking), or you can install new backerboard/waterproofing/tile.You might have mechanical, plumbing, and/or electrical running above that drop ceiling.

This December we gave our property assistant and our plumber each a gift certificate for a one-hour professional massage.

Niagara Massager shower head.