Giving them a good return on their money and if I needed to restructure something then I could, but then again doing business with family is often warned against.Personally I like the HELOC strategy because it gives you flexibility of how much you take out and when you do it.  

I'm sure we'll figure this out, I'm thinking it's a matter of restructuring our systems and schedules.Is this your first?  

Both are fully empty.Both need some work before renting out, nothing big it appears right now, but definitely paint/floor work and some restructuring of how the units fit together.Should we offer individually or attempt to get them in a package deal?

Within 8 months, we increased the rents and restructured the loan and it produced over $3k/mo of positive cash flow.

Investors that do not add value through creative negotiations, rehab, financial restructuring, or/and good management, etc...will never generate the best returns.  

I need a business attorney, probably someone local, I need to buy an existing company with foreign inheritance, this company needs to be restructured and have its article and bylaws reviewed and fixed.

As you probably heard in the news, 2015 was not a banner year for most retailers and such results often lead to closures and restructuring. 

It was flagged by the underwriter, and ultimately went to the compliance people who required us to restructure it as owner occupied and re-underwrite as a primary residence.

Should I restructured all my conventional loans under 1 commercial loan in order to free up more conventional or what are your thoughts?

I think you may have a hard time getting this done while in foreclosure unless you can get the bank to agree to a restructuring of the loan first.