The people who are successful, probably are already in the business or have some background and really do not generate any more knowledge from the training.

I’m currently considering investing in a real estate debt fund mostly out of Kansas which makes most of their profit on 90-180 day fix & flip hard money loans.

You can offer upside in the profits from the deal on a pure % ownership basis, i.e. each investor owns 25% of the project, there is $100 of profit, everyone gets $25.

Quote from @Shanna Horton: Ooh also, are there any good resources on when it is time to sell or 1031 when the properties are occupied, paid for and still turning a profit?

I currently have a property manager but we wanted tighter control on the finances as the units are not making any profits.

But with a co-living setup, renting out each bedroom separately at $850 per room could generate $4,250+ per month—a 70% increase in rental income. 

The primary reality is being a problem solver 4-profit. 

Here’s what I include in my lender packet:Deal overview – address, photos, ARV, compsPurchase & rehab budget – detailed scope of work, timelinesExit strategy – flip, refinance, or rental (with estimated profit or cash flow)Security – how their loan will be protected (typically a promissory note + deed of trust)Track record – short summary of past deals or team experienceTerms – what I’m offering (interest rate, length of loan, points, payment terms)The key is transparency and communication.

Looking at the pictures the house has already been updated and ideally the seller would like to make a profit so maybe you end up at $250k. 3 bedroom homes are also renting for more than $1,900 a month.

73% ltv@Garret Rumbea That's great...most lenders I've worked with the last year or 2 have been pulling back on their LTVs in that segment...that's a great LTV (especially if it can still cash flow and generate a high teens IRR)!