If you don't have buyers lined up and you are negotiating a price with the seller, if you aren't embarrassed by the price you are trying to get the seller to commit to, you are offering to much.

I know I'd be embarrassed to call myself "average."

Time is of the essence (meaning you may need to see a property ASAP and you can't get a hold of them or they are busy) and they have to not care about submitting embarrassing offers. 

Embarrassed I did not think of that.

I have given many people second chances, employed ex-cons, provided the start-up money for the second business of a guy whose first flamed out spectacularly, made a point of making sure the guy down the street who got into a legal but very embarrassing sexual mess got invited to the neighborhood cookouts. 

Hey guys, I need help and I wouldn't trust anyone but me fellow Pocketeers to advise me.I'm 21 and my credit score is laughable and rather embarrassing ( go ahead and laugh at my pain, it's ok ).

I'm meeting with an investor in the morning and I don't want to embarrass myself by throwing out a ridiculous number. 

You'll be embarrassed that you didn't do both earlier, particularly when dating.

I plan to do what I read here and make offers that  are so low it would embarrass the most seasoned investor, what's the worst that could happen...they say no and I haven't lost a thing...but what if they say yes because they "hate" the money pit and they would pay me to take it..

If you're not embarrassed by the price of your offer it isn't low enough.....What is the worst that could happen if you offer $150k?