She bought it as a rehab and in the process her workmen have noted unexplained door slammings, foot steps from upstairs when no one else is there and someone tapping them on the shoulder when no one else is there and unexplained noises from the baement when no one else is there.

But, as @Chad Conrad said, someone needs to shoulder the risk as well as the coordination effort during construction.  

If they have an indemnity clause and how it is written (do you the investor shoulder all of the burden in a legal dispute). 6.

- Shoulders slump, eyes drop, he starts to stammer a little at this point, "Uh, well, there might be something I in the process of taking care of".Me - "Great, you get that taken care of and then we will get started on the application, also we don't take cash you will need to convert that to a cashier's check or money order".Never heard back from him.  

If you need any further assistance or deal review I am still always here for free to help and to look over your shoulder on any particular deal.

Originally posted by @Linda Weygant:I don't know that I have a chip on my shoulder, but I absolutely believe that when people are being racist or sexist - even if it was not intentional - that it needs to be called out.  

Just them being owned free and clear, makes me happy because its like a boulder lifted off my shoulder.

Some PMs would simply add a 10% surcharge on that $388 bill and shrug their shoulders when you questioned the high bill. 

The night before shoulder surgery  ☹️.

I love the chip on the shoulder !