I get ADU appraisals sent to me maybe a dozen to 15 times per year to analyze, but virtually all are REFIs.  

I’ve read some other posts on the topic, but wanted to start a separate one with a few specific questions.Background:- My partner and I own 2 properties with conventional financing, we have a Tenant in Common agreement between us- Financing was only set-up under my partner’s name by mistake- We are both US citizens; however I live abroad (receive a foreign salary) and file US taxes- Good credit scores- Both properties cash flow with PITIA ratios of ~ 1.2We'd like to re-finance so that we are both on the financing and it seems that a DSCR loan would be a good option given that I live outside of the US.Questions:- Could we close a DSCR loan virtually or would we both need to be physically present for closing?

And if you ever bring in investors or partners, it raises red flags.It’s important to create a clean separation early:– A dedicated bank account for each entity– One credit card (or virtual card) for property expenses– A reliable bookkeeping system that tracks everything at the entity level

You can also request a video walk-through or virtual tour of the unit in the meantime — not ideal, but it keeps things moving.

FHA in San Diego are virtually only available on SFH and duplexes due to sustainability requirements.  

They refused to refund any portion of my membership even after I let them know how dissatisfied I was and that their archaic spreadsheets where broken.All in all, I paid for virtually nothing.

Here are some strategies to consider:**Networking and Recommendations**Local Real Estate Meetups**Property Management Companies**Virtual Tours and InspectionsBy combining these strategies, you can make informed decisions and build a network of trustworthy professionals to support your out-of-state investments.

Virtually always this will light a fire under their a$$ and items will start to be removed from the common areas.  

Quote from @Travis Timmons: Quote from @Travis Biziorek: Quote from @Travis Timmons: @Travis Biziorek Both of you had virtually identical 1, 2, 3 lists...just felt like it kicked back a response based on similar prompts.

I also get the same story from national lenders that state virtually everywhere ADUs are getting values far less than hands off costs.