Fortunately, there is an easy method based on elimination, not selection.The process is illustrated below.

Your post is a great illustration of this.

She wore a green tattered skirt and a cane, Pitiful Pearl doll illustration below.Tenant went to Harvard and this is her third gig.

If you took a pulse of the youth all over the country and even abroad, most want to move to California if they could.So yes let’s do illustrative math.

This was to just serve as an illustration and gain familiarity with my analysis - I would account for a few other things in a real life scenario. 

An agent can run an illustration for you and tell you how much you should borrow. 

Illustration.

The responses to this thread with example numbers illustrate exactly what many others have said about not using a number for one region/property class for another.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

For illustration purposes, I'm going to use the $5/month number, but it works with either the math is just simpler with the primary residence numbers.