I could be mistaken but it has always worked for me.

If I'm not mistaken, the need to file quarterly, is referring to having to make estimated tax payments every quarter.  

I not sure you will have to contact them, they will here in TX and if im not mistaken they lend nationwide.

If I'm not mistaken, your monthly PITI will be around 3500 going conventional.

Owners mistakenly ASSUME all PMCs offer the exact SAME SERVICES and PERFORM those services EXACTLY THE SAME WAY, so price is the only differentiator – so, they often select the first PMC they call or that calls them back!

Unless I am mistaken.

Ti... and scroll down to section 6.1 Deeds of Trust, and specifically 33-807 through 33-814 (not the mortgage / foreclosure section, mortgages are rarely used in AZ, even though most of us mistakenly call deeds of trust "mortgages").Here is a summary of the process I wrote a while back: https://support.propertyradar.com/hc/en-us/article..., but note I haven't updated the statute excerpts there in a while so go to the link above instead to read the actual codes.I purchased about 150 properties at trustee sale.

Some local - private lenders may do 100 % financing - but Owner second is better choice.B You mistakenly assume $ 100K equity - cash out when you refinance.

Are we mistaken in that line of thought?

Yagiela - thanks, but unless I'm seriously mistaken, even the BP calculators include CapEx as an operating expense to determine the NOI.