Is there a company I can go with to take a loan out against my 401k as I have 2 from previous employer I need to combine to a new one which would be helpful if I could use that to pull cash against. 

I have not hired a property management company and probably won't until I have enough units and solid process to hire a w2 manager that reports to my company.

A Roth IRA is excellent for long-term tax-free growth, but contributions are limited ($7,000/year at your age) and early withdrawals are restricted.

Another option is to roll it into a self-directed IRA, which lets you invest in real estate without withdrawing or paying penalties.That route keeps the tax benefits while still putting the money to work in real estate.

Currently, I have investments in stocks, a self-directed IRA, a 401(k), and real estate.

Depending on your deal, reserves may or may not be required to be in your name - although you can use other accounts i.e. 401ks, IRAs, etc. towards that reserve requirement. 

Been a realtor for almost 4 years should I make an llc or s corp

Get your cousin who does sheetrock work, your wife's cousin who works for a foundation company, your other cousin who paints for a contractor and you have a team.If low income housing is all you know, it might be the thing that is the biggest thing in your life.

I have had major issues with several loan servicing companies and don't mind naming them here: Shellpoint/ Newrez (terrible!)

Hey Bee — I get where your frustration’s coming from, but it sounds like there’s a bit of confusion about that 3% sale coordination clause.If your client’s property management (PM) company has a standing management agreement that includes that fee, then it’s not “sneaky” or “hostage-like” — it’s a contractual right that your client agreed to when signing with them.