Everyone talks about the excitement of the refinance — pulling cash out, locking in new terms, and getting ready to repeat the process.But here’s what I’ve seen a lot of investors forget:What happens after the refi matters just as much as before it.Once you refinance, your numbers change — your basis, your loan interest, and your depreciation schedule.Most people never revisit their books or update their records after closing, and it slowly creates a mess.You’d be surprised how often investors forget to:Recalculate depreciation based on new cost basisAdjust their loan amortization and interest deductionsTrack how much cash was actually pulled out vs. reinvestedThose little details might not seem important now, but they can cause major confusion (and extra taxes) down the line — especially when you go to sell or refinance again.The BRRRR method works beautifully if your backend systems stay clean.So when the refi funds hit, take a breather, update your records, and make sure your financials tell the full story.That’s how you stay scalable, organized, and audit-proof.Curious — how do you stay on top of your numbers after the refinance?

I've been interested in real estate since I was 15, watching Brandon turner on the bigger pockets podcast in the back of class or in my free time at home, I bought my first live in fix and flip at 19 years old/ house hack. it took me 10 months but I'm almost ready to refinance and pull some equity out of the property and roll it into a new fix and flip or BRRR if you will.

Like 200% over on revenue and spoke with others who based their entire purchase off AirDNA projections only to have them fall way short.I would be curious to know how many of these people relied on it as their sole underwriting tool and used a flawed comp set, like what @Andrew Steffens listed above where it pulls from the beachfront houses while you are 3-4 blocks back.

Quite similar to a cash advance but I'd be pulling a higher amount than that option allows. 

I have chatted with a few people but at this current time, I am not ready to pull out equity out of my home, go to a private lender, etc.

Is there a way to minimize or avoid multiple hard pulls while financing these deals? 

Is there a company I can go with to take a loan out against my 401k as I have 2 from previous employer I need to combine to a new one which would be helpful if I could use that to pull cash against. 

Seeing more landlords refinance to adjust monthly cash flow or restructure older loans.Some are pulling out capital for repairs, expansions, or new acquisitions.If you’ve done a recent refinance on your rentals, did it improve operations for you?

Then replacing flooring, repainting several areas, redoing bathrooms because the tub had to be pulled, and replacing cabinets that were pulled and damaged when removed. 

@Jeanette LandWhen you refinance during the BRRRR process, your cash flow often dips because your new loan balance (and payment) increases after pulling out equity.