You may even consider learning how to establish a fund for your deals.

I have tried exploring the accessibility I have to those whom may be able to fund the deal yet I haven’t succeeded in finding the proper resources to make it come to fruition.

They want to know you won’t blow the rehab budget, stall out, or panic when something goes sideways.Once I had one project under my belt with clean documentation, lenders stopped questioning my ARVs and started competing for my business.A few lessons from that first deal:• Show up with a real scope of work• Know your comps better than the lender• Bring a contractor who’s licensed, insured, and organized• Present the numbers like a business, not a hopeAfter that, funding becomes a systems game instead of a confidence test.

Do i take out the net 200 for funding this realestate investment out of my retirement or my house?

Sticking to just one funding source is too limiting.I've actually used that exact strategy you mentioned (private money for the gap, bridged by a short-term loan) to make a deal work.

It feels like momentum is starting to shift a bit rates are stabilizing, and more investors I’ve talked to are jumping back in with renewed confidence.Some are getting creative by combining private money with conventional or DSCR loans, while others are building solid relationships with lenders who can move fast.

What’s the #1 challenge you’re facing when it comes to securing funding?

Relationships first, funding second.

If someone is just getting started in fix-and-flip, what’s your best advice for securing their first funding source?

This one is a newer build townhome in an A-class Bluffdale neighborhood — great location, newer construction, and easy to manage long term.Property OverviewProperty Type: Townhome – newer build, A-class neighborhoodPurchase Price: $480,000 (market value)Down Payment: $70,000Underlying Loan Balance: about $410,000Interest Rate: 2.375% fixed through December 2051Loan Start: December 2021Monthly P&I: $1,755Taxes/Insurance (Escrow): $470Total PITI: $2,225 per monthRented: $2,495 per monthServiced through Escrow SpecialistsProtection: Recorded Notice of Interest on titleWhy I Bought ItThis isn’t a big cash-flow play — it likely breaks even after reserves — but the rate was too good to pass up.