Off-market is not what it used to be with finding some deals, sellers have the leverage because they don't necessarily need to sell to you and can always threaten with "going to market".

Chinese died most during that time than any war on the history of China.Before 1949 when this government(current government) became the government, Chinese had land or households ownership.

Even if the government re-opened today, a lot of damage has been done. 

Quote from @David Braut: OP have you ever had a due on sale clause called with all the deals you've done?  

If someone tells you they never lost money on a deal you know they have never done a deal..

Hey @Joel Matthews, I’ve seen a few investors do sub-to deals in Philly, and they can definitely work if you’re careful.

Quote from @Chris Watson: Well, I am not @Michael Baum and pale in comparison to his deals of the day, but this is one all RE owners can use12 Pack of MERV 8 Air Filters is $39.90 ($37.80 for military & veterans)  https://www.homedepot.com/p/HDX-12-in-x-12-in-x-1-in-Standar...Sizes available: 12x12, 12x20, 12x24, 14x14, 14x20, 14x24, 14x25, 16x20, 16x25, 20x20, & 20x25This is a year's supply. 

For your first deal, focus on cash flow, location, and property condition, especially with small multifamily units.

Week of October 20, 2025Even with the government shutdown delaying some reports, this week’s inflation and housing data brought some encouraging news!

Thank you in advance everyone. https://quickfinancialsolutionsllc.com/ sorry but why would a hard money lender charge rates lower than the government charges.