For example, has anyone here done a subject-to, wraparound mortgage, or seller-financing hybrid in a similar situation?

As long as it took to get a title report using Subject To.

I own several STRs with hot tubs.

.: I was asked by a new to real estate couple, to compare doing a 20% cash down, Buy & Hold Rental property using conventional financing and buying Subject To and selling to a Tenant Buyer with creative finance and what that would look like.This is an actual deal I did.

Quote from @Ryan Moyer: $65k.Made it back before the end of the year.But that was in 2021 when things were hot.

I did have a hot tub added as an amenity years ago.

My name’s Caty Deaton — I’m based in Kentucky and work on the dispositions side of real estate investing, helping connect investors with off-market properties nationwide.I’ve been diving deep into wholesaling, creative finance (Subject-To, seller finance, wraps), and multifamily deals.

I also believe it is subjective.

Small to mid commercial deals (< $5M) are hot again.

Navy or dark blues are becoming hot in my are.