Nice.

I also recommend the Enemy Method. 

The BEST method for real estate investing is very simple: increase earnings, reduce expenditures, save, and invest from your own funds.You should focus on increasing earnings and learning how to manage your budget.

Where my roadblock comes is that I have read on this forum a number of times that using a HELOC for a down payment can quickly over lever a person and that is something I don’t want to do.I have thought about DSCR loans, house hacking, BRRR (I love the idea but not so sure the wife would love it with the construction, especially if it is a house hack as well), and a few other methods of acquiring my next property.

It seems like a good market for the BRRRR method in C-C+ neighborhoods.

You can search for them.Then watch videos on the Enemy method. 

Quote from @Jeanette Land: Hello everyone, I'm inquiring the refinancing part of the BRRRR method.

Hey everyone,I’m based in Cincinnati, Ohio, and getting started with the BRRRR method.

I am looking to get into the BRRRR method and trying to find the paths to do itIn New York, most wholesalers will allow you 1 walkthrough, maybe 2.I'd recommend if you're purchasing from a New York Wholesaler, aim to have your contractor with you for your walkthrough so that they can assess the potential renovation costs. 

The BRRRR method is a great way to build long-term wealth.