However, we put little down, so our equity isn't much.I was going to try to get a personal loan, but the amount is too large for me to get.

Quote from @Placeholder Placeholder: Has anyone ever heard of Funding Co Holding, LLC, was In need of hard money loan due to unqualified docs, attempting to purchase potential property with extremely great ROI.

Right now I'm all about ASSUMABLE loans.

Quote from @John Herlihy: Looking to refinance from an arm portfolio loan where I can lower my rate.

I’m seeing an uptick in bridge loan usage, especially for investors needing quick acquisitions or waiting on long-term financing.Are others seeing the same trend?

Curious how other landlords here are structuring DSCR loans for growth.A lot of our investor clients lean on DSCR because it focuses on the property’s income instead of personal W-2 income.If anyone’s using DSCR to pick up more rentals this year, what has your experience been?

The "FNMA homeslye" loan has the same stipulations.

At the time I got a 5-year commercial loan amortized over 20 years, the idea was that every 5 years I would reapply for/refinance the balance at whatever is the going interest rate.So, in 2021 when it was time to refinance (5 years passed), I was able to get a 10-year loan amortized over 15 years.Current rate is 4%, maturity date is 9/31, current outstanding balance is 220,742.

The emphasis on Student housing.  

Quote from @Ray Petteway: I have a commercial loan and already extended it .