You should be happy they care!!

Their competitors don’t know or care.

If you're truly serious about building a multifamily investing space you're not going to find a group that cares more and will provide help every step of the way with you!

Quote from @Bruce Woodruff: Careful - a guy building a vacation home was mauled and killed a couple years ago in Prescott...just having his morning coffee....and all of a sudden bye bye...https://www.nbcnews.com/news/us-news/deadly-arizona-black-be... yikes 

Since most cities won’t allow basement rental units, I’d consider finishing the basement, just well enough for me to live down there (cities don’t care if owner chooses to live in basement), so I could rent out ALL the units.I’d save all my cash and look to refi the property in 1-2 years out of the FHA mortgage, so I could use it again if necessary.

Then when they no longer care about growth and just want to maintain, they start caring about cashflow again.

In Westchester County (and really anywhere), a commercial mortgage broker asking for an upfront fee can be legit—but it’s also a red flag if you’re not careful.

I handled the zoning/variance paperwork and took care of the documentation.

Taking care of my family (we don't have kids either) has always been a concern of mine.

Quote from @Stuart Udis: If you care to understand the reach and influence of social media guru types, look no further than this post.