A doctor has an education and duties that requires the use of brain cells, so does an engineer, an architect, the president of the bank that funds projects, a GC is not even in the same ball park as professionals turning out 8 or 10 houses a year.

I could probably do a lot of my banking through the App but I frequently interact with the Vice-President who handles my lending when I visit the branch so count this as time well spent.

Also helps if the area’s landlord-friendly Huntsville, AL is definitely a sleeper market and the floodgates are about to open with President Trump announcing the relocation of the Space Command to Huntsville!

Thank you, @Rene Hosman!

Capped at $10K (SALT limit...raised to $40K for 2025 under the President's new bill), and again, only helpful if you itemize.3.

.- Breaking News Bonus - The President has fired Fed Governor Lisa Cook for cause, alleging mortgage fraud (buying 2 primary residences, to get a favorable mortgage rate).

@Rene Hosman Hi ReneYeah, that’s exactly the tough part we're running into with the VA loan.

Back in 1992, political strategist James Carville helped Bill Clinton win the presidency with one unforgettable phrase: “𝐈𝐭’𝐬 𝐭𝐡𝐞 𝐞𝐜𝐨𝐧𝐨𝐦𝐲, 𝐬𝐭𝐮𝐩𝐢𝐝.”Fast forward to today’s real estate market, and I’ll offer this variation:“𝐈𝐭’𝐬 𝐭𝐡𝐞 𝐜𝐨𝐬𝐭, 𝐬𝐭𝐮𝐩𝐢𝐝.”Many new investors are sitting on the sidelines, waiting for interest rates to drop, or for the "perfect time" to get started.

Also, Toll Brothers gave disappointing guidance.Meanwhile, President Trump fired off this Truth Social post in the overnight, "Could somebody please inform Jerome "Too Late" Powell that he is hurting the Housing Industry, very badly?

In addition to myself, we were recently joined by Henry Post (cc’d) who will serve as our Vice President of Capital Markets.